Regulation O: Loans to Executive Officers or Directors

Course Outline

Regulation O: Loans to Executive Officers or Directors

Seat Time: 0.25hrs 

This course will introduce the learner to Regulation O by explaining its purpose: to limit the amount of credit that a lending institution may extend to its insiders. The course will also familiarize the learner with the concept of insiders and how and why restrictions exist in regard to their role at the institution. After completing this course, the learner will understand:

• Who is considered an insider.
• The various restrictions on loans to executive officers.
• The penalties that institutions may face for violating Regulation O.

Course Topics

T1. Regulation O: This topic will discuss Regulation O, which limits the amount of credit that a lending institution may extend to its insiders, and will define insiders, restrictions for lending to insiders, public disclosure, the necessity for prior board approval, and more.