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Home Mortgage Disclosure Act
€60.00
Sale price
€60.00
Regular price
€0.00
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Home Mortgage Disclosure Act
€60.00
Sale price
€60.00
Regular price
€0.00
Reliable shipping
Flexible returns
Course Outline
Seat Time: 1hrs - Desc:
This course will explore the Home Mortgage Disclosure Act, its purpose and the types of applications it covers. The course will also delve into reporting requirements and rate spread. After completing this program, the learner will be able to:
- Adhere to appropriate reporting requirements.
- Calculate rate spread using the Federal Institutions Examination Council calculator.
- Discuss reporting information with applicants and borrowers.
Course Topics
T1. HMDA: This topic will discuss the regulations surrounding the Home Mortgage Disclosure Act, its purpose in information reporting, and the types of applications covered by HMDA.
T2. Reporting Requirements: This topic will provide an overview of HMDA reporting, application, and applicant requirements concerning data about applications, applicants, and properties.
T3. Reporting Information: This topic will discuss applicants and borrowers who apply for an HMDA-covered loan, and the requirements surrounding reporting information about ethnicity and race.
T4. Rate Spread: This topic will discuss the reporting rate spread and will educate the learner on calculating rate spread using the Federal Institutions Examination Council calculator.