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Home Mortgage Disclosure Act
Individual Licence (EUR 60)
€60.00
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Home Mortgage Disclosure Act
€60.00
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Flexible returns
Buying for a team?
Choose 5 or 10 licences to purchase access for multiple learners at a reduced per-person rate. After purchase, eBSI will contact you to confirm the learner details and arrange course access for each participant.
Develop practical knowledge and confidence in Home Mortgage Disclosure Act.
This course will explore the Home Mortgage Disclosure Act, its purpose and the types of applications it covers. The course will also delve into reporting requirements and rate spread. After completing this program, the learner will be able to:
Why this course matters
This course turns the subject into practical, structured learning you can apply in real business and workplace situations. It is designed to help you move beyond definitions and understand how the ideas, tools and decisions covered in the course fit together.
What you will gain
- Build a practical understanding of the key concepts covered in Home Mortgage Disclosure Act.
- Recognise where the topic applies in real workplace or business situations.
- Apply the methods and good-practice approaches covered in the course with greater confidence.
Who is this course for?
This course is suitable for professionals, managers, business owners and learners who want practical knowledge they can apply in real workplace situations.
Course at a glance
- Study time: approximately 1 hour.
- Format: self-paced online learning.
- Professional development: CPD course.
Course Outline
Seat Time: 1hrs - Desc:
This course will explore the Home Mortgage Disclosure Act, its purpose and the types of applications it covers. The course will also delve into reporting requirements and rate spread. After completing this program, the learner will be able to:
- Adhere to appropriate reporting requirements.
- Calculate rate spread using the Federal Institutions Examination Council calculator.
- Discuss reporting information with applicants and borrowers.
Course Topics
T1. HMDA: This topic will discuss the regulations surrounding the Home Mortgage Disclosure Act, its purpose in information reporting, and the types of applications covered by HMDA.
T2. Reporting Requirements: This topic will provide an overview of HMDA reporting, application, and applicant requirements concerning data about applications, applicants, and properties.
T3. Reporting Information: This topic will discuss applicants and borrowers who apply for an HMDA-covered loan, and the requirements surrounding reporting information about ethnicity and race.
T4. Rate Spread: This topic will discuss the reporting rate spread and will educate the learner on calculating rate spread using the Federal Institutions Examination Council calculator.
Continue your learning
Part of this learning pathway: Compliance & Regulatory
Course pathway: eBSI Banking Academy > Compliance & Regulatory > Home Mortgage Disclosure Act
Explore more Compliance & Regulatory training or return to the eBSI Banking Academy.