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Fair Credit Reporting Act (FCRA) - eBSI Export Academy
Fair Credit Reporting Act (FCRA) - eBSI Export Academy
Fair Credit Reporting Act (FCRA) - eBSI Export Academy
Fair Credit Reporting Act (FCRA) - eBSI Export Academy
Fair Credit Reporting Act (FCRA) - eBSI Export Academy
Fair Credit Reporting Act (FCRA) - eBSI Export Academy

Fair Credit Reporting Act (FCRA)

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Vendor
Bankers Academy
Regular price
€75.00
Sale price
€35.00
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Course Outline

Seat Time: 1hrs 

This course will introduce the learner to the Fair Credit Reporting Act (FCRA) by outlining how the Act ensures that credit reporting agencies accurately report customer credit information. The learner will also understand details concerning the FACT Act, identity theft, adverse action, and prescreening. After completing this program, the learner will be able to:

  • Identify what the FCRA regulates and the means by which it does so.
  • Identify negative information.
  • Understand the procedures regarding adverse action and credit reports.

Course Topics

T1. FCRA: This topic will provide the learner with an overview of the Fair Credit Reporting Act, and important information regarding credit reports.

T2. FACT Act: This topic will provide the learner with an in-depth overview of provisions required by the Fair and Accurate Credit Transactions Act of 2003 (FACT Act).

T3. Detecting Identity Theft: This topic will define identity theft and provide the learner with examples of how identity theft occurs, in addition to providing a list of identity theft red flags and strategies for preventing identity theft at the institution.

T4. Adverse Action and Prescreening: This topic will define adverse action under the FCRA and ECOA. This topic also provides an overview of the prescreening process and statements of disclosures that are required when offers of credit are made based on a prescreened list.