{"product_id":"trade-based-money-laundering","title":"Trade Based Money Laundering","description":"\u003ch2\u003e\u003cspan\u003eUnderstand how illicit value can move through international trade\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan\u003eAn invoice can match a payment while the goods tell a different story. A shipment can be genuine while its price disguises an unexplained transfer of value. A complete document file can still leave important questions about what moved, who paid and who benefited.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis practical eBSI course helps you recognise those gaps and investigate the commercial explanation behind them.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eDeveloped for the Export Academy and Trade Finance Academy audience, it examines TBML across the transaction lifecycle, connecting goods, documents, business relationships, logistics, finance and settlement.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003e\u003cspan\u003eBuild practical judgement for the transactions you handle\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan\u003eUnderstanding TBML requires more than recognising a list of warning signs. You need to know what the transaction claims to represent, what the available evidence supports and how a discrepancy could change the movement of value.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThrough worked examples and realistic fictional cases, you will learn to:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eRecognise how price, quantity and quality manipulation can transfer value between trading parties.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eCalculate apparent value differences and explain who receives the benefit.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eCompare invoices, packing lists, transport records, customs information and evidence of receipt.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eExamine unexpected payers, changed beneficiaries and intermediary arrangements.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eTest plausible commercial explanations against supporting evidence.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eRecord unresolved concerns clearly and identify an appropriate next step within your authority.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003eThe emphasis is on reasoned decisions. An unusual price, complex route or third-party payment deserves context and evidence before a conclusion is reached.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003e\u003cspan\u003eWho should take this course?\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan\u003eThis course is designed for professionals who handle or review international trade transactions, including:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eExporters, importers and SME business owners.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eExport sales, purchasing and international customer-service staff.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eFreight forwarders, shipping and logistics personnel.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eCustoms brokers and trade-documentation staff.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eTrade-finance operations and relationship-management staff.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eCompliance, financial-crime and transaction-review personnel.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eFinance and accounts staff responsible for trade payments and reconciliation.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003eDifferent participants see different parts of a transaction. The course helps you understand the value of the information you hold, its limitations and where further evidence may be needed.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003e\u003cspan\u003eWhat you will study\u003c\/span\u003e\u003c\/h2\u003e\n\u003ch3\u003e\u003cspan\u003e1. Value in international trade\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan\u003eEstablish how goods, money and information move through a transaction. Explore how trade can disguise illicit value and why a commercial irregularity alone does not establish money laundering.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cspan\u003e2. Price and valuation\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan\u003eExamine over-invoicing, under-invoicing and unusual pricing. Work through calculations and compare prices on a consistent basis, taking account of specification, currency, delivery terms, freight, insurance, services and legitimate adjustments.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cspan\u003e3. Quantity, quality and goods descriptions\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan\u003eInvestigate over-shipment, under-shipment, phantom shipments and false descriptions. Learn how packaging conversions, missing goods and changes in quality can affect both the analysis and the apparent direction of value.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cspan\u003e4. Trade documents and reconciliation\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan\u003eBuild a coherent transaction picture from contracts, invoices, packing lists, transport records, customs data and receiving evidence. Distinguish what each document supports from what still requires independent verification.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cspan\u003e5. Parties, ownership and intermediaries\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan\u003eExplore shell and front companies, beneficial ownership, trading capacity and intermediary roles. Examine circular trading, shared connections and the evidence needed to understand the commercial purpose of a structure.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cspan\u003e6. Payments and open-account trade\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan\u003eTrace settlement back to the underlying obligation. Review third-party payments, group treasury arrangements, deposits, refunds, changed payees and multiple invoicing. Understand why records held by exporters and importers are particularly valuable in open-account trade.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cspan\u003e7. Routing, logistics and customs\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan\u003eAssess unusual routes, transshipment, free trade zones, container and seal inconsistencies, freight charges and custody handovers. Distinguish country of origin from dispatch country and investigate discrepancies without overlooking legitimate operational explanations.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cspan\u003e8. Trade-finance products\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan\u003eCompare the visibility and limitations associated with documentary credits, collections, receivables finance, pre-shipment finance and warehouse receipts. Examine duplicate-financing concerns and why documentary compliance does not settle every financial-crime question.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cspan\u003e9. Practical review and escalation\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan\u003eApply a structured review method: establish the expected transaction, reconcile the evidence, test explanations, assess unresolved concerns and document the next action. Practise asking neutral questions and writing clear escalation notes.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cspan\u003e10. The Harbour Components case\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan\u003eBring the learning together in an integrated fictional case involving a quantity shortage, a lower goods specification, an unfamiliar payer and changed refund instructions. Calculate the apparent value difference without double counting and prepare an evidence-based response.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003e\u003cspan\u003eLearn through practical examples\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan\u003eConsider a transaction in which a buyer pays EUR 120,000 for 1,000 premium components. Receiving evidence supports only 800 components of a lower specification, with a supported value of EUR 64,000.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThe apparent difference is EUR 56,000. But a useful review goes further than that calculation.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eYou need to separate the quantity and quality issues, check for further deliveries or valid adjustments, examine the payer’s role and identify what the available evidence can actually establish.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis is the type of practical reasoning developed throughout the course.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003e\u003cspan\u003eWhat is included?\u003c\/span\u003e\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003e100 learning screens\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e organised into ten chapters.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eNarrated teaching\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e supported by on-screen text.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003e75 unique photographic illustrations and 25 explanatory diagrams.\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003e20 deeper explanations\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e exploring important concepts and distinctions.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eTen practical decision activities\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e with feedback explaining the consequences of different responses.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eThree captioned teaching animations\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e covering value movement, document reconciliation and the integrated case.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eA searchable course and 24-term glossary\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e for finding and revisiting key concepts.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eA full 44-page student manual\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e containing the teaching content, worked practice explanations and reference material.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eA separate assessment\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e drawing 20 questions from a bank of 50.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003e\u003cspan\u003eCheck your understanding and review your result\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan\u003eThe assessment selects two questions from each chapter and randomises both the question order and answer choices.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThe pass mark is \u003c\/span\u003e\u003cstrong\u003e\u003cspan\u003e80%, equivalent to 16 correct answers out of 20\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eOnce all questions are submitted, a results screen shows your percentage score, number of correct answers and pass\/fail result. You can then choose:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eSave score and exit\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e to accept your result.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eRetake the test\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e to start again with a fresh selection of 20 questions from the bank.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003eA fresh selection may include some questions encountered previously.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003e\u003cspan\u003ePut the learning to work\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan\u003eThe course gives you a repeatable approach to reviewing a trade transaction:\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eEstablish what should happen. Check what actually happened. Explain the differences. Record what remains unresolved.\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eYou will develop the confidence to ask more precise questions, recognise the limits of individual documents and produce a clearer record for the person authorised to make the next decision.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThe learning draws on supplied trade-finance materials and FATF\/Egmont TBML publications, with historical references identified in the course. Fictional cases provide opportunities to practise applying the concepts.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003e\u003cspan\u003eStrengthen your understanding of the trade behind the transaction\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan\u003eWhether you sell goods overseas, arrange their movement, process their documents or review their financing, your part of the transaction can reveal information that others cannot see.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eEnrol in Trade-Based Money Laundering and develop a practical approach to recognising, reconciling and escalating unexplained value movements in international trade.\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e","brand":"eBSI Trade Finance Academy","offers":[{"title":"Default Title","offer_id":59268925686108,"sku":null,"price":60.0,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0077\/7604\/3071\/files\/TBML-Cover.png?v=1790270906","url":"https:\/\/www.ebsi.ie\/products\/trade-based-money-laundering","provider":"eBSI Export Academy","version":"1.0","type":"link"}