{"product_id":"trade-credit-risk-management-itfa-special-offer","title":"Trade Credit Risk Management ITFA Special Offer","description":"\u003cdiv class=\"ebsi-team-licence-note\"\u003e\u003cp\u003e\u003cstrong\u003eBuying for a team?\u003c\/strong\u003e\u003cbr\u003eChoose 5 or 10 licences to purchase access for multiple learners at a reduced per-person rate. After purchase, eBSI will contact you to confirm the learner details and arrange course access for each participant.\u003c\/p\u003e\u003c\/div\u003e\n\u003c!-- ebsi-sales-wrapper --\u003e\u003cdiv class=\"ebsi-sales-wrapper\"\u003e\n\u003cp\u003e\u003cstrong\u003eDevelop practical knowledge and confidence in Trade Credit Risk Management.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eA new customer wants 60-day payment terms. An established buyer has missed another payment promise. Your insurer has approved a limit, but can your business afford to use it?\u003c\/p\u003e\n\u003ch3\u003eWhy this course matters\u003c\/h3\u003e\n\u003cp\u003eThis course turns the subject into practical, structured learning you can apply in real business and workplace situations. It is designed to help you move beyond definitions and understand how the ideas, tools and decisions covered in the course fit together.\u003c\/p\u003e\n\u003ch3\u003eWhat you will gain\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eBuild a clearer practical understanding of the key concepts and terminology in Trade Credit Risk Management.\u003c\/li\u003e\n\u003cli\u003eRecognise how the topic affects real international trade, finance or risk decisions.\u003c\/li\u003e\n\u003cli\u003eApply the course principles more confidently in relevant business situations.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWho is this course for?\u003c\/h3\u003e\n\u003cp\u003eThis course is suitable for trade finance professionals, bankers, compliance and risk teams, exporters, importers and other professionals involved in international transactions.\u003c\/p\u003e\n\u003ch3\u003eCourse at a glance\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eStudy time:\u003c\/strong\u003e approximately 2 hours.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e self-paced online learning.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProfessional development:\u003c\/strong\u003e CPD course.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cstrong\u003eMake better credit decisions. Control exposure. Protect cash flow.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eA new customer wants 60-day payment terms. An established buyer has missed another payment promise. Your insurer has approved a limit, but can your business afford to use it?\u003c\/p\u003e\n\u003cp\u003eThese are everyday commercial decisions with consequences for sales, cash flow and profitability.\u003c\/p\u003e\n\u003cp\u003eThis practical online course from \u003cstrong\u003eeBSI Trade Finance Academy\u003c\/strong\u003e helps you work through them. Learn how to assess customers, control credit exposure, understand trade credit insurance and respond when payment problems arise.\u003c\/p\u003e\n\u003ch3 id=\"turn-credit-sales-into-better-informed-decisions\"\u003eTurn credit sales into better-informed decisions\u003c\/h3\u003e\n\u003cp\u003eOffering credit can strengthen customer relationships and support growth. It can also leave your business funding a sale long before the money arrives.\u003c\/p\u003e\n\u003cp\u003eThrough realistic SME cases, worked examples and interactive decisions, you will learn to ask the right questions before granting credit, releasing another shipment or relying on an insurance policy.\u003c\/p\u003e\n\u003cp\u003eYou will explore how to:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eAssess whether a customer can pay and how much exposure your business can afford.\u003c\/li\u003e\n\u003cli\u003eBalance attractive payment terms with cash-flow needs and acceptable risk.\u003c\/li\u003e\n\u003cli\u003eRecognise warning signs and act before overdue balances grow.\u003c\/li\u003e\n\u003cli\u003eUnderstand what credit insurance may cover and which conditions affect a claim.\u003c\/li\u003e\n\u003cli\u003eCoordinate credit control, insurance and receivables finance.\u003c\/li\u003e\n\u003cli\u003eBuild a practical process from customer onboarding through to collection and recovery.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 id=\"follow-a-business-through-real-world-decisions\"\u003eFollow a business through real-world decisions\u003c\/h3\u003e\n\u003cp\u003eThroughout the course, you will follow \u003cstrong\u003eHarbourFlow Supplies\u003c\/strong\u003e, a fictional SME selling industrial products domestically and internationally.\u003c\/p\u003e\n\u003cp\u003eYou will consider new customer applications, calculate funding gaps, review credit limits, interpret a specimen insurance schedule and decide how to respond to overdue payments.\u003c\/p\u003e\n\u003cp\u003eEach case connects the commercial opportunity with the cash, evidence and controls needed to support it.\u003c\/p\u003e\n\u003ch3 id=\"what-you-will-study\"\u003eWhat you will study\u003c\/h3\u003e\n\u003col\u003e\n\u003cli\u003e\n\u003cstrong\u003eTrade credit as a commercial and financing decision:\u003c\/strong\u003e Payment terms, early-payment discounts, working capital and the cash conversion cycle.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUnderstanding trade credit risk:\u003c\/strong\u003e Buyer risk, disputes, country exposure, payment diversion and concentration.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAssessing the customer and the exposure:\u003c\/strong\u003e Information quality, financial indicators, payment behaviour and credit judgement.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCredit policy, limits, monitoring and collections:\u003c\/strong\u003e Approval decisions, exposure controls, ageing and review triggers.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTransaction structure before insurance:\u003c\/strong\u003e Payment methods, contractual terms, delivery evidence and practical risk reduction.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTrade credit insurance fundamentals:\u003c\/strong\u003e Covered events, policy structures, retained risk and the limits of protection.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUnderstanding the policy and preserving cover:\u003c\/strong\u003e Buyer limits, reporting obligations, exclusions, deadlines and policy calculations.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOverdues, claims, recoveries and subrogation:\u003c\/strong\u003e Managing non-payment while preserving evidence and relevant rights.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCredit insurance and receivables finance:\u003c\/strong\u003e Funding eligibility, recourse, advance rates and lender interests.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIntegrated trade credit risk management for SMEs:\u003c\/strong\u003e Bringing customer assessment, affordability, insurance and monitoring into one practical approach.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch3 id=\"what-is-included\"\u003eWhat is included\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eTen modules with 93 instructional screens.\u003c\/li\u003e\n\u003cli\u003eNarrated explanations and illustrated examples.\u003c\/li\u003e\n\u003cli\u003eTwelve interactive practical decisions with explanatory feedback.\u003c\/li\u003e\n\u003cli\u003eThree captioned videos with transcripts.\u003c\/li\u003e\n\u003cli\u003eA comprehensive student manual with worked examples, checklists and reference material.\u003c\/li\u003e\n\u003cli\u003eA glossary of 36 key terms.\u003c\/li\u003e\n\u003cli\u003eA separate 20-question assessment drawn from a 50-question bank, with a 60% pass mark.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 id=\"who-is-this-course-for\"\u003eWho is this course for?\u003c\/h3\u003e\n\u003cp\u003eThis course is designed for SME owners and managers, credit controllers, finance professionals, export and import practitioners, sales professionals who negotiate payment terms, and trade finance practitioners.\u003c\/p\u003e\n\u003cp\u003eIt is particularly relevant if you need to decide \u003cstrong\u003ewhether to grant credit, how much exposure to accept, whether to insure it and what to do when payment fails\u003c\/strong\u003e.\u003c\/p\u003e\n\u003ch3 id=\"build-a-more-disciplined-approach-to-credit\"\u003eBuild a more disciplined approach to credit\u003c\/h3\u003e\n\u003cp\u003eFinish the course with a clearer understanding of how to assess risk, document decisions, monitor exposure and use insurance as part of a practical credit-management process.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eEnrol in Trade Credit Risk Management and develop the knowledge to make better-informed decisions across the credit-sales lifecycle.\u003c\/strong\u003e\u003c\/p\u003e\n\u003c!-- ebsi-cross-sell --\u003e\u003cdiv class=\"ebsi-cross-sell\"\u003e\n\u003ch3\u003eContinue your learning\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003ePart of this learning pathway:\u003c\/strong\u003e \u003ca href=\"\/en-pk\/collections\/trade-finance-compliance-regulatory-risk-and-fraud\"\u003eTrade Finance Compliance, Regulatory, Risk \u0026amp; Fraud\u003c\/a\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c!-- ebsi-academy-breadcrumb --\u003e\n\u003chr\u003e\u003cdiv class=\"ebsi-course-pathway\"\u003e\n\u003cp\u003e\u003cstrong\u003eCourse pathway:\u003c\/strong\u003e \u003ca href=\"\/en-pk\/pages\/welcome-to-ebsi-trade-finance-academy\"\u003eeBSI Trade Finance Academy\u003c\/a\u003e \u0026gt; \u003ca href=\"\/en-pk\/collections\/trade-finance-compliance-regulatory-risk-and-fraud\"\u003eTrade Finance Compliance, Regulatory, Risk \u0026amp; Fraud\u003c\/a\u003e \u0026gt; Trade Credit Risk Management\u003c\/p\u003e\n\u003cp\u003eExplore more \u003ca href=\"\/en-pk\/collections\/trade-finance-compliance-regulatory-risk-and-fraud\"\u003eTrade Finance Compliance, Regulatory, Risk \u0026amp; Fraud\u003c\/a\u003e training or return to the \u003ca href=\"\/en-pk\/pages\/welcome-to-ebsi-trade-finance-academy\"\u003eeBSI Trade Finance Academy\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"ITFA","offers":[{"title":"Individual Licence (EUR 60)","offer_id":59328731447644,"sku":null,"price":4800.0,"currency_code":"PKR","in_stock":true},{"title":"5 Licences (EUR 50 each)","offer_id":59328731480412,"sku":null,"price":19900.0,"currency_code":"PKR","in_stock":true},{"title":"10 Licences (EUR 40 each)","offer_id":59328731513180,"sku":null,"price":31800.0,"currency_code":"PKR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0077\/7604\/3071\/files\/TCRM-Cover.png?v=1789974747","url":"https:\/\/www.ebsi.ie\/en-pk\/products\/trade-credit-risk-management-itfa-special-offer","provider":"eBSI Export Academy","version":"1.0","type":"link"}